50 Ill. Adm. Code 2010.APPENDIX A
A Interpretive Guidelines
Section 2010
Section 2010.APPENDIX A
Interpretive Guidelines
Section 2010.ILLUSTRATION L Guideline
to Section 2010.60(c)(1)
This Section implements the
objective of Section 2010.60(a)(4) by requiring in negative terms a description
of the effect of a preexisting condition exclusion because such a exclusion is
a restriction on coverage. The Section also prohibits the use of the phrase
"preexisting condition" without an appropriate definition or
description of the term and prohibits stating a reduction in the statutory time
limit as an affirmative benefit. The words "appropriate definition or
description" means that the term "preexisting condition" must be
defined as it is used by the company's claims department.