LAC 37:XIII.21305. Definitions

A. For the purposes of Regulation 138, the following terms are defined as follows: 1. Commercial Motor Vehicle—the same as the term is defined in R.S. 32:401 and includes fleet operations. 2. Commissioner—the Louisiana Commissioner of Insurance. 3. Dashboard Camera—a dashboard-mounted video recording device capable of continuous loop recording with a minimum resolution of 1080p, designed to capture footage of the road ahead of the vehicle. 4. Liability Premium—the portion of an insurance premium attributable to bodily injury liability and property damage liability coverage under a commercial motor vehicle insurance policy. 5. Telematics System—a device or software integrated with a vehicle that collects and transmits real-time data on driving behavior, including but not limited to speed, braking, and mileage, to an insurer, fleet owner, or third-party vendor designated by an insurer or policyholder.