Mississippi Product And Rate Filing Fee Schedule

 # MISSISSIPPI INSURANCE DEPARTMENT MIKE CHANEY Commissioner of Insurance State Fire Marshal DAVID BROWNING Deputy Commissioner of Insurance 501 N. WEST STREET, SUITE 1001 WOOLFOLK BUILDING JACKSON, MISSISSIPPI 39201 www.mid.ms.gov # MISSISSIPPI INSURANCE DEPARTMENT BULLETIN 2026-2 MAILING ADDRESS Post Office Box 79 Jackson, Mississippi 39205-0079 TELEPHONE: (601) 359-3569 FAX: (601) 359-2474 WATS: 1-800-562-2957 (Incoming-USA) # MISSISSIPPI PRODUCT AND RATE FILING FEE SCHEDULE February 11, 2026 # I. Purpose The purpose of this Bulletin is to set forth the Mississippi Product and Rate Filing Fee Schedule as are due when requesting an expedited form and rate review process for all life, credit life, annuity, and accident and health contracts filed within the Mississippi Insurance Department as promulgated in 19 Miss. Admin. Code, Part 1, Chapter 38. Companies who elect the expedited review process must submit the following fees subject to the fee schedule provided in Section 2 of this Bulletin when requesting an expedited review as provided in 19 Miss. Admin. Code, Part 1, Rule 38.04(D). Insurers should be aware that this Bulletin and the Actuarial Fee Schedule may be amended. # II. Actuarial Fee Schedule Companies who elect the expedited review process and are subject to actuarial fee schedule shall submit the fee as set forth in Exhibit “A” of this Bulletin. Any questions regarding this fee schedule should be directed to the Life and Health Actuarial Division at 601-359-3657. # III. Effective Date The effective date of this Bulletin shall be May 1, 2026. MIKE CHANEY COMMISSIONER OF INSURANCE i # EXHIBIT "A" # MISSISSIPPI PRODUCT AND RATE FILING FEE SCHEDULE Effective May 1, 2026 Filing Rating Classifications: 6 – Extremely High Degree of Analysis – $1,675 5 – High Degree of Analysis – $1,340 4 – Medium High Degree of Analysis – $1,005 3 – Average Degree of Analysis – $670 2 – Medium Low Degree of Analysis – $335 1 – Low Degree of Analysis – $215 1) Individual Life Insurance Policies - Traditional Whole Life (Level or Graded Benefits) – 2 - Indeterminate Premium and Interest Sensitive Whole Life – 3 - Single Premium Whole Life – 2 - Fixed Premium Current Assumption Whole Life (CAWL) – 4 - Term Life (Other than ROP Term and Deposit Term) – 3 - ROP Term and Deposit Term – 4 - Flexible Premium Adjustable Universal Life (UL), Variable or Non-Variable, Without Secondary Guarantees – 4 - Flexible Premium Adjustable UL, Variable or Non-Variable, With Secondary Guarantees – 5 - Indexed Flexible Premium Adjustable UL Without Secondary Guarantees – 4 - Indexed Flexible Premium Adjustable UL With Secondary Guarantees – 5 - Credit Life – 2 2) Group Life Insurance - Group Term Life Insurance – 1 ii • Group Permanent Life (excluding group UL) – 2 • Group Flexible Premium Adjustable WL (UL) – 4 # 3) Individual Life Policy Riders/Benefits • Accidental Death (and Dismemberment) Rider – 1 • Waiver of Premium Rider – 1 • Guaranteed Insurability Rider – 1 • Payor Death and/or Disability Rider – 1 • Waiver of Monthly Deductions (UL/CAWL) Rider – 3 • Accelerated Death Benefit Rider/Benefit – 4 • Critical Illness Rider – 4 • Long Term Care Extension of Benefits Rider – 4 # 4) Individual Deferred and Immediate Annuities • Non- Indexed Flexible Premium Deferred Annuity With Nonforfeiture Rate Redetermination, Variable (RILA) and Non-Variable – 4 • Non- Indexed Flexible Premium Deferred Annuity Without Nonforfeiture Rate Redetermination, Variable and Non-Variable – 3 • Indexed Flexible Premium Deferred Annuity With Nonforfeiture Rate Redetermination, Variable and Non-Variable – 5 • Indexed Flexible Premium Deferred Annuity Without Nonforfeiture Rate Redetermination, Variable and Non-Variable – 4 • Non-Indexed Single Premium Deferred Annuity With Nonforfeiture Rate Redetermination, Variable and Non-Variable – 4 • Non-Indexed Single Premium Deferred Annuity Without Nonforfeiture Rate Redetermination, Variable and Non-Variable – 3 • Indexed Single Premium Deferred Annuity With Nonforfeiture Rate Redetermination, Variable and Non-Variable – 4 • Indexed Single Premium Deferred Annuity Without Nonforfeiture Rate Redetermination, Variable and Non-Variable – 3 • Single Premium Immediate Annuity, Life Contingent/Non-Life Contingent – 2 • Variable Single Premium Immediate Annuity, Life Contingent/Non-Life Contingent – 3 • Guaranteed Living Benefits Rider – 4 # 5) Group Deferred Annuities • Group Deferred Annuity – 2 iii - Group Variable Deferred Annuity – 3 - Guaranteed Investment Contract – 2 - Indexed Guaranteed Investment Contract – 3 6) Individual Accident and Health Insurance Forms (Including Initial Rate Filing) - Medicare Supplement Insurance – 4 - Long Term Care Insurance – 5 - Major Medical Insurance – 5 - Short Term Disability Insurance (STD) – 2 - Long Term Disability Insurance (LTD) – 2 - Hospital Indemnity Insurance – 2 - Accidental Death (and Dismemberment) Insurance – 1 - Medical/Surgical Insurance – 3 - Cancer Insurance – 3 - Credit Accident and Health – 3 - Dental Insurance – 3 - Critical Illness Insurance – 4 7) Group Accident and Health Insurance Forms (Including Initial Rate Filing) - Medicare Supplement Insurance – 4 - Long Term Care Insurance – 5 - Large Group Major Medical Insurance – 4 - Small Group Major Medical Insurance – 5 - Short Term Disability Insurance (STD) – 3 - Long Term Disability Insurance (LTD) – 2 - Dental Insurance – 3 - Critical Illness Insurance – 4 8) Individual Accident and Health Insurance Renewal Rate Filings - Medicare Supplement Insurance – 4 - Long Term Care Insurance – 6 - Major Medical Insurance – 5 - Short Term Disability Insurance (STD) – 3 - Long Term Disability Insurance (LTD) – 3 - Hospital Indemnity Insurance – 2 - Accidental Death (and Dismemberment) Insurance – 1 iv • Medical/Surgical Insurance – 2 • Cancer Insurance – 3 • Critical Illness Insurance – 4 • Dental Insurance – 3 9) Group Accident and Health Insurance Renewal Rate Filings • Small Group Major Medical Insurance – 5 • Long Term Care Insurance – 6 • Medicare Supplement Insurance – 4 • Critical Illness Insurance – 4 • Dental Insurance – 3 v