19 MAC Pt. 4, R. 3.03
Residents and Non-Residents
Cite as 19 Miss. Admin. Code Pt. 4, R. 3.03
Residents and Non-Residents
A. Except as may be otherwise provided, the Plan shall be available to residents and non-
residents of the state only with respect to automobiles that are registered in the state,
except that non-residents who are members of the United States military forces shall be
eligible with respect to automobiles registered in other states provided such military non-
residents are stationed in this state at the time application is made and are otherwise
eligible for insurance under the Plan.
B. A motor vehicle registered in Mississippi, and principally garaged in another state shall
be subject to the rates, additional charges, rating rules and policy forms applicable under
the Automobile Insurance Plan of the state of principal garaging, and such applicants
shall be assigned to companies licensed to write and writing automobile liability
insurance in that state.
C. When a vehicle registered in Mississippi is principally garaged in another state whose
Automobile Insurance Plan does not provide for physical damage coverage such risk
shall be subject to whichever of the following will produce the higher dollar amount:
1.
The rates applicable to the Mississippi territory determined by the address shown
on the registration, and otherwise subject to all of the provisions of this Plan, or
2.
The rules, rates, minimum premiums, classifications in force and rating plans
applicable in the state and territory where the vehicle is principally garaged, and
otherwise subject to all of the provisions of this Plan.