NDAC 45-06-15-12
Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
Cite as N.D. Admin. Code ยง 45-06-15-12
If a short-term care insurance policy or certificate replaces another short-term care or long-term
care policy or certificate, the replacing insurer shall waive any time periods applicable to preexisting
conditions and probationary periods in the new short-term care policy for similar benefits to the extent
that similar exclusions have been satisfied under the original policy.