State of Emergency for Ohio Counties Impacted by Severe Storms and Heavy Rains

50 W. Town Street, 3rd Floor, Suite 300 Columbus, Ohio 43215 BULLETIN 2018-01 STATE OF EMERGENCY FOR OHIO COUNTIES IMPACTED BY SEVERE STORMS & HEAVY RAINS Effective March 07, 2018 Expires May 24, 2018 This Bulletin pertains to all insurance companies and other entities transacting the business of insurance in the State of Ohio. The purpose of this Bulletin is to notify companies of the request of the Superintendent of Insurance (“Superintendent”) that companies allow their insureds to defer premium payments coming due and extend any and all provisions imposing time constraints within which insureds must take certain action. This request derives from the State of Emergency declared by Governor John R. Kasich on February 24, 2018 for Columbiana, Jefferson, Belmont, Monroe, Washington, Athens, Meigs, Gallia, Lawrence, Scioto, Adams, Brown, Clermont, Hamilton, Hocking, Jackson, and Muskingum Counties, and any other counties that subsequently declare an emergency due to dangerous and damaging conditions resulting from severe storms and heavy rains that began on February 19, 2018 and continuing thereafter. This request is applicable to insureds or claimants residing in, or property insured in, the areas in the declared State of Emergency. All insurance companies and other entities transacting the business of insurance in the State of Ohio are to give their insureds affected by this disaster the option of deferring premium payments coming due, interest free, for up to 60 calendar days from the original premium due date. Further, as to any policy provision that imposes a time limit on an insured or claimant to perform any act, including the transmittal of information or funds, with respect to a contract for insurance, companies are to extend such time limits by at least 60 calendar days from the last day allowed under the terms of the contract, or any longer period that may be deemed reasonable under the specific circumstances related to that insured or claimant. This 60 calendar day period is not to extend past May 24, 2018. No filing submissions are necessary to effect the deferral requested. Any insurer unable or unwilling to comply with this request must inform the Ohio Department of Insurance of the reasons for its inability or unwillingness to comply within five working days from the effective date of this Bulletin. Responses shall be directed to: Todd Oberholtzer Regulatory Compliance Director Ohio Department of Insurance 50 W. Town Street; Suite 300 Columbus, OH 43215 todd.oberholtzer@insurance.ohio.gov This Bulletin will expire on May 24, 2018 Superintendent of Insurance Jillian Froment Director John R. Kasich, Governor Jillian Froment, Director