Auto Body Labor Rate Survey Reports

Page 1 of 5 Department of Business Regulation 1511 Pontiac Avenue, Bldg. 69-2 Cranston, RI 02920 Insurance Bulletin Number 2020-9 Auto Body Labor Rate Survey Reports 2020 Prevailing Labor Rates In accordance with Insurance Bulletin 2020-7, insurers and insurance groups that were determined to meet the criteria established in 230-RICR-20-05-10, i.e., greater than 1% market share, have submitted the 2020 Auto Body Labor Rate Survey Reports to this Department. The 2020 prevailing labor rates as established by these insurers follow: Progressive Group 22.49% (Group Market Share) Class A Class B Prevailing Sheet Metal/Refinish Rate $48.00 $47.00 Prevailing Frame Rate $48.00 $47.00 Prevailing Mechanical Rate $60.00 $60.00 (Also noted Aluminum negotiated) Berkshire Hathaway Insurance Group 11.62% (Group Market Share) Class A Class B GEICO*: Prevailing Body/Paint Rate $47.00 $47.00 Prevailing Frame Rate $47.00 $47.00 Prevailing Mechanical Rate $54.00 $54.00 *Also noted gives adjusters discretion to make reasonable adjustments. Class A Class B National Indemnity: Prevailing Labor Rate (non-aluminum) $50.00 $50.00 Amica Mutual Group 9.90% (Group Market Share) Class A Class B Prevailing Labor Rate $48.00 $46.00 Aluminum Rate $50.00 Page 2 of 5 Allstate Insurance Group 9.18% (Group Market Share) Class A Class B Prevailing Sheet Metal/Refinish Rate $50.00 $48.00 Prevailing Frame Rate $50.00 $49.00 Prevailing Mechanical Rate $59.00 $59.00 Aluminum Rate $80.00 $80.00 Liberty Mutual Group 6.19% (Group Market Share) Class A Class B Prevailing Labor Rate $48.00 $46.00 (Also noted exceptions involving commercial vehicles or aluminum constructed vehicles) United Services Automobile Assn. Group 5.76% (Group Market Share) Class A Class B Prevailing Rate $52.00 $50.00 (Also noted concession for Aluminum repairs) Nationwide Corporation Group 4.55% (Group Market Share) Class A Class B Prevailing Labor Rate $50.00 $48.00 (Also noted negotiations with body shops may take place and Aluminum negotiated) Metropolitan Group 4.08% (Group Market Share) Class A Class B Prevailing Labor Rate $52.00 $50.00 Travelers Group 3.11% (Group Market Share) Class A Class B Prevailing Labor Rate $53.00 $50.00 Main Street America Group 2.51% (Group Market Share) Class A Class B Prevailing Labor Rate $46.00 $46.00 (Also noted Aluminum negotiated) Page 3 of 5 Mapfre Insurance Group 2.35% (Group Market Share) Class A Class B Prevailing Labor Rate $50.00 $49.00 (Also noted Aluminum negotiated) State Farm Group 2.04% (Group Market Share) Class A Class B Prevailing Sheet Metal Rate $50.00 $49.00 Prevailing Frame Rate $51.00 $51.00 Prevailing Mechanical Rate $90.00 $90.00 (Also noted will continue to negotiate) Rhode Island Automobile Ins Plan 1.91% (Co Market Share) Class A Class B Prevailing Labor Rate $52.00 $50.00 Auto Club Enterprises Ins Grp 1.88% (Group Market Share) Class A Class B Prevailing Sheet Metal Rate $53.00 $51.00 Prevailing Frame Rate $55.00 $53.00 Prevailing Mechanical Rate $80.00 $79.00 Aluminum $79.00 $79.00 Selective Insurance Group 1.72% (Group Market Share) Class A Class B Prevailing Sheet Metal/Refinish Rate $54.00 $54.00 Prevailing Frame Rate $60.00 $60.00 Prevailing Mechanical Rate $90.00 $90.00 Aluminum $100.00 $100.00 Ohio Mutual Group 1.24% (Group Market Share) Class A Class B Prevailing Sheet Metal Rate $65.00 $52.00 Prevailing Frame Rate $65.00 $56.00 Prevailing Mechanical Rate $70.50 $70.50 Aluminum Rate $105.00 $105.00 (Also noted will continue to negotiate) Page 4 of 5 Providence Mutual Fire Ins Co 1.01% (Co Market Share) Class A Class B Prevailing Labor Rate $48.00 $48.00 Prevailing Mechanical Rate $65.00 $65.00 Aluminum Rate $85.00 $85.00 In accordance with Insurance Bulletin 2020-7 insurers and insurance groups writing motor vehicle liability insurance that are not listed above (determined by the Department to have less than 1% market share) may voluntarily conduct the survey and file a report electronically with the Department at dbr.specialreports@dbr.ri.gov by September 1, 2020. If no report is filed, the insurer must negotiate the labor rate(s). The 2020 prevailing labor rates as established by these insurers follow: Arbella Insurance Group Class A Class B Prevailing Labor Rate $50.00 $48.00 EMC Insurance Companies Class A Class B Prevailing Sheet Metal Rate $48.00 $48.00 Prevailing Frame Rate $50.00 $50.00 Prevailing Mechanical Rate $60.00 $60.00 Aluminum Rate $85.00 $85.00 NLC Insurance Companies Class A Class B Prevailing Labor Rate $49.00 $49.00 Prevailing Mechanical Rate Negotiated Negotiated (Also noted Aluminum negotiated) Privilege Underwriters Reciprocal Exchange (PURE) Class A Class B Prevailing Sheet Metal Rate $55.00 $55.00 Prevailing Frame Rate $58.00 $58.00 Prevailing Mechanical Rate $65.00 $65.00 Aluminum Refinish Rate $65.00 $65.00 Aluminum Frame/Structural Rate $85.00 $85.00 Aluminum Refinish $65.00 $65.00 Quincy Mutual Group Class A Class B Prevailing Labor Rate $48.00 $46.00 Aluminum Structural Repair Rate $95.00 $95.00 National General Group Class A Class B Prevailing Labor Rate $50.00 $48.00 Page 5 of 5 Questions regarding this Bulletin may be directed to dbr.specialreports@dbr.ri.gov. Elizabeth Kelleher Dwyer Superintendent of Insurance October 2, 2020