Auto Body Labor Rate Survey - Insurers and Groups Which Must Participate in 2018 Survey

Page 1 of 4 Department of Business Regulation 1511 Pontiac Avenue, Bldg. 69-2 Cranston, RI 02920 Insurance Bulletin Number 2018-7 Auto Body Labor Rate Survey Insurers and Groups Which Must Participate in 2018 Survey The following insurers and insurance groups have been determined to meet the criteria in 230-RICR-20-05-10 (formerly Insurance Regulation 108), i.e. 1% or greater market share, which requires compliance with the regulation in calendar year 2018. The determination was made based upon 2017 calendar year premium data as reported to the Department through the National Association of Insurance Commissioners. R.I. Gen. Laws § 27-29-4.4 requires separate and distinct surveys for the two classifications of Auto Body Shops – Class A and Class B. The survey form has the classification section on the form. Following receipt of responses insurers must determine separate and distinct auto body labor rates for each classification of shop including a separate rate for aluminum if applicable and that information must be included in the filing with the department. Each insurer and insurance group listed below must, prior to June 1, 2018, send questionnaires to the Fully Licensed Auto Body Repair Facilities listed in the two charts posted on the Department website adjacent to this bulletin. Insurers may satisfy the requirements of the regulation by sending questionnaires and submitting the report on a group basis. If the insurance group does not comply with the regulation it is the responsibility of the individual insurers to do so. Please refer to 230-RICR-20-05-10 (formerly Insurance Regulation 108) for complete information on compliance. Each insurer and insurance group listed below must email a report to dbr.specialreports@dbr.ri.gov not later than September 1, 2018. Hard copies should NOT be submitted. Progressive Group 22.04% (Group Market Share) United Fncl Cas Co 1.11% National Continental Ins Co 0.38% Progressive Direct Ins Co 9.50% Progressive Cas Ins Co 9.33% Progressive Max Ins Co 0.70% Progressive Northern Ins Co 1.02% Progressive Northwestern Ins Co 0.00% Page 2 of 4 Allstate Insurance Group 10.46% (Group Market Share) Encompass Ins Co Of Amer 0.03% Encompass Ind Co 0.08% Allstate Prop & Cas Ins Co 0.44% Allstate Ins Co 1.94% Allstate Ind Co 0.19% Allstate Fire & Cas Ins Co 6.60% Esurance Prop & Cas Ins Co 1.18% Berkshire Hathaway Insurance Group 10.37% (Group Market Share) National Fire & Marine Ins Co 0.04% National Ind Co 0.18% Geico Ind Co 3.29% Government Employees Ins Co 1.23% Geico Gen Ins Co 5.59% Geico Cas Co 0.02% National Liab & Fire Ins Co 0.00% Amguard Ins Co 0.02% Amica Mutual Group 9.15% (Group Market Share) Amica Mut Ins Co 9.04% Amica Prop & Cas Ins Co 0.11% Liberty Mutual Group 6.59% (Group Market Share) Peerless Ind Ins Co 0.06% Liberty Mut Fire Ins Co 1.49% Liberty Mut Ins Co 0.30% American Fire & Cas Co 0.01% American States Ins Co 0.01% Ohio Cas Ins Co 0.03% Ohio Security Ins Co 0.20% Netherlands Ins Co The 0.24% Peerless Ins Co 1.02% First Liberty Ins Corp 0.02% LM Ins Corp 0.25% LM Gen Ins Co 2.79% Liberty Ins Corp 0.01% Employers Ins of Wausau 0.03% General Ins Co of Amer 0.01% West Amer Ins Co 0.13% Nationwide Corporation Group 5.86% (Group Market Share) Nationwide Assur Co 0.06% Nationwide Gen Ins Co 0.78% National Cas Co 0.07% Harleysville Ins Co 0.61% Nationwide Mut Fire Ins Co 0.09% Page 3 of 4 Nationwide Mut Ins Co 3.55% Nationwide Ins Co of America 0.03% Harleysville Worcester Ins Co 0.17% Nationwide Agribusiness Ins Co 0.02% Harleysville Preferred Ins Co 0.14% Nationwide Prop & Cas Ins Co 0.05% Allied Ins Co of Amer 0.01% Victoria Fire & Cas Co 0.28% United Services Automobile Assn. Group 5.58% (Group Market Share) USAA General Ind Co 1.42% Garrison Prop & Cas Ins Co 0.79% United Serv Automobile Assn 1.35% USAA Cas Ins Co 2.02% Metropolitan Group 5.08% (Group Market Share) Metropolitan Prop & Cas Ins Co 1.34% Metropolitan Grp Prop & Cas Ins Co 1.91% Metropolitan Cas Ins Co 1.83% Mapfre Insurance Group 3.97% (Group Market Share) American Commerce Ins Co 3.97% Travelers Group 3.38% (Group Market Share) Travelers Cas Ins Co Of Amer 0.13% Northland Ins Co 0.44% St Paul Fire & Marine Ins Co 0.00% Charter Oak Fire Ins Co 0.13% Travelers Ind Co 0.22% Travelers Ind Co Of Amer 0.02% Travelers Property Cas Co Of Amer 0.40% Travelers Ind Co Of CT 0.16% Travelers Home & Marine Ins Co 1.78% Travco Ins Co 0.09% Phoenix Ins Co 0.01% Main Street America Group 2.49% (Group Market Share) NGM Ins Co 0.77% Main St Amer Assur Co 0.05% Main Street Amer Protection Ins Co 0.80% Old Dominion Ins Co 0.87% Selective Insurance Group 1.96% (Group Market Share) Selective Ins Co of America 0.15% Selective Ins Co of SC 1.63% Selective Ins Co of the Southeast 0.18% Page 4 of 4 Ohio Mutual Group 1.37% (Group Market Share) United Ohio Ins Co 1.25% Casco Ind Co 0.12% Providence Mut Fire Ins Co 1.10% (Co Market Share) AmTrust GMACI Maiden Group 1.04% (Group Market Share) New South Ins Co 0.07% Integon Gen Ins Corp 0.28% National Gen Ins Co 0.04% Integon Natl Ins Co 0.41% National Gen Assur Co 0.16% Technology Ins Co Inc 0.02% Wesco Ins Co 0.06% Insurers and insurance groups writing motor vehicle liability insurance that are not listed above (determined by the Department to have less than 1% market share) should refer to R.I. Gen. Laws §27-29-4.4 and 230-RICR-20-05-10 (formerly Insurance Regulation 108). All insurers that determine a prevailing auto body labor rate must file with the Department not later than October 1, 2018, via email to dbr.specialreports@dbr.ri.gov, prevailing labor rates for each classification of shops including a separate rate for aluminum if applicable or a statement that they will negotiate the rate. Questions regarding this Bulletin may be directed to dbr.specialreports@dbr.ri.gov Elizabeth Kelleher Dwyer Superintendent of Insurance April 27, 2018