Informational Commissioner's Bulletin B-0022-95 - regarding Elimination of (a) rates

Home Bulletins bulletins – 1995 pcckb002295.html June 1, 1995 To:   All Insurers Writing General Liability, Boiler and Machinery, Commercial Umbrella, and Professional Liability Insurance in the State of Texas Re:   Informational Commissioner's Bulletin B-0022-95 - regarding Elimination of (a) rates SUBJECT: Elimination of (a) rates Article 5.13-2 of the Texas Insurance Code requires insurers to file rates, including supplementary rating information for general liability, boiler and machinery, commercial umbrella, and professional liability on a file and use basis. Supplementary rating information is defined as "any manual, rating schedule, plan of rules, rating rules, classification systems, territory codes and descriptions, rating plans and other similar information used by the insurer to determine the applicable premium for an insured." Article 5.13-2 does not provide for the filing of rates on an individual risk basis. Individual (a) rate applications for general liability, boiler and machinery, commercial umbrella, and professional liability will not be accepted after November 1, 1995. In lieu of making individual (a) rate applications after November 1, 1995, all carriers must file the criteria used to determine (a) rate premiums. This filing may include ranges of rates where rates are used on a judgmental basis for individual risks. Filings must be submitted to the Department prior to November 1. Some carriers have already filed ranges of rates for certain (a) rate classifications. These carriers do not need to make any additional filings if ranges of rates are already on file for those risks. This bulletin does not apply to those professional liability lines specifically exempted from regulation by Board Order or bulletin under Article 5.13. Questions regarding this bulletin may be directed to: Questions regarding rate filings should be directed to: Charles B. DuPertuis General Liability MC 104-2A P. O. Box 149094 Austin, TX 78714-9094 Phone No. 512-322-3460 Fax No. 512-322-3516 Kenneth P. McDaniel Professional Liability MC 104-2B P. O. Box 149104 Austin, TX 78714-9104 Phone No. 512-322-3445 Fax No. 512-322-4203 John Gleba, ACAS, MAAA Technical Analysis MC 105-5F P. O. Box 149096 Austin, TX 78714-9096 Phone No. 512-475-3017 Fax No. 512-463-6122 Sincerely, David Durden Deputy Commissioner Property and Casualty Insurance Lines DD:MH:kz Last updated: 1/7/2026