Decide the claim on the wording of the policy
Insurance disputes turn on the policy wording, the proposal form and what was disclosed when cover began. Justis reads the policy, the schedule, the endorsements and the claim file together, sets each ground for repudiation against the wording and the Insurance Act, and cites the clause, the provision and the ruling behind every position, whether you act for the insurer or the insured.
The whole claim file, read clause by clause
The policy, the proposal form, the medical records and the repudiation letter asked the same questions at once, so every fact the claim turns on sits in one grid with the page it comes from.
The repudiation, tested ground by ground
Each ground in the repudiation letter set against the dates, the proposal form and the Insurance Act, so the reply leads with the point that decides the claim instead of arguing every fact.
Motor and general claims, the defences mapped
For a motor accident claim or a property loss, the agent sets out the insurer's defences in order, checks each against the policy and the record, and cites the ruling that governs compensation.
- Claim before the Motor Accidents Claims Tribunal
- Statutory defences: licence, permit and use outside the policy
- Driving licence checked against the date of the accident
- Pay and recover where a breach is proved, Swaran Singh
- Compensation on the multiplier method, Sarla Verma and Pranay Sethi
- Recommendation and the ruling behind each step
The reply, drafted in your style and cited to the source
The reply to the repudiation, the complaint to the commission or the insurer's defence reads the way your practice writes, with every proposition cited to the clause, the section or the ruling, as a Word draft you edit.
Early interest from people at
Physics Wallah
ExtendCommon questions
Do you act for insurers or for policyholders?
Both. The agent reads the file from whichever side you are on, sets out the grounds and the answers to them, and cites the clause, the provision and the ruling for each.
Does it cover life, health, motor and general insurance?
Yes. It searches the Insurance Act, the regulations under it and Supreme Court, High Court and consumer commission decisions, and it flags where a rule applies to one line of insurance but not another, such as section 45, which covers life policies.
Does it keep up with IRDAI regulations?
It checks current IRDAI regulations and circulars through live web search when it answers, cites the version it relied on, and says so when a position has changed rather than asserting one.
Can it review a large portfolio of claims?
Upload the claim files and tabular review asks the same questions of every one at once, returning a grid of grounds, dates and outcomes with the page for each answer, exportable to Excel.
Is policyholder data kept confidential?
Documents are encrypted in transit and at rest, access is limited to the people on the matter, and nothing you upload is used to train models shared with anyone else. Data is hosted in India.
What does it cost?
Every account starts with a 7-day trial of 100 credits. Pro is ₹999 a month with 500 credits, Ultra is ₹3,999 with 2,000, and larger teams are on the Custom plan.
Matters, meetings and the whole team in one workspace: research, drafting and review, with every answer cited.
Read in overnight, not over two days. Chronology, issues and the controlling authority, cited to the paragraph.
Board papers, filings and the company's own contracts, read against the Act before anything is signed.
