North Dakota · Regulations
Chapter 45-06-05.1 — Long-Term Care Insurance Model Regulation
30 sections
30 sections
- NDAC 45-06-05.1-01Applicability and scope
- NDAC 45-06-05.1-02Definitions
- NDAC 45-06-05.1-03Policy definitions
- NDAC 45-06-05.1-04Policy practices and provisions
- NDAC 45-06-05.1-05Unintentional lapse
- NDAC 45-06-05.1-06Required disclosure provisions
- NDAC 45-06-05.1-07Required disclosure of rating practices to consumers
- NDAC 45-06-05.1-08Initial filing requirements
- NDAC 45-06-05.1-08.1Initial filing requirements for policies issued after March 1, 2020
- NDAC 45-06-05.1-09Prohibition against post-claims underwriting
- NDAC 45-06-05.1-10Minimum standards for home health and community care benefits in long-term care insurance policies
- NDAC 45-06-05.1-11Requirement to offer inflation protection
- NDAC 45-06-05.1-12Requirements for application forms and replacement coverage
- NDAC 45-06-05.1-13Reporting requirements
- NDAC 45-06-05.1-14Licensing
- NDAC 45-06-05.1-15Discretionary powers of commissioner
- NDAC 45-06-05.1-16Reserve standards
- NDAC 45-06-05.1-17Life insurance long-term care benefits
- NDAC 45-06-05.1-18Premium rate schedule increases
- NDAC 45-06-05.1-19Filing requirement
- NDAC 45-06-05.1-20Filing requirements for advertising
- NDAC 45-06-05.1-21Standards for marketing
- NDAC 45-06-05.1-22Suitability
- NDAC 45-06-05.1-23Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
- NDAC 45-06-05.1-24Nonforfeiture benefit requirement
- NDAC 45-06-05.1-25Standards for benefit triggers
- NDAC 45-06-05.1-26Additional standards for benefit triggers for qualified long-term care insurance contracts
- NDAC 45-06-05.1-27Standard format outline of coverage
- NDAC 45-06-05.1-28Requirement to deliver shopper's guide
- NDAC 45-06-05.1-29Penalties