Oregon · Agency guidance
Oregon Division of Financial Regulation Insurance Bulletins
93 sections
93 sections
- OR DFR Bulletin 1970-04OR DFR Bulletin 1970-04: Reinsurance of Title Insurance
- OR DFR Bulletin 1992-03OR DFR Bulletin 1992-03: Marketing Practices for Paying Commissions
- OR DFR Bulletin 1994-01OR DFR Bulletin 1994-01: Blanket Insurance
- OR DFR Bulletin 1994-02OR DFR Bulletin 1994-02: Title Insurance May Not Use Schedule B to Add Coverage
- OR DFR Bulletin 1994-04OR DFR Bulletin 1994-04: Creditor's Rights Coverage
- OR DFR Bulletin 1996-02OR DFR Bulletin 1996-02: Application of the Insurance Code to Health Benefit Arrangements that Include Provider Risk Sharing
- OR DFR Bulletin 1996-04OR DFR Bulletin 1996-04: Contents Corporate Minutes
- OR DFR Bulletin 1998-03OR DFR Bulletin 1998-03: Filing Requirements for Health Insurance Policy Forms, PER ORS 742.003; Applicability of Negotiated Policy Exception
- OR DFR Bulletin 2001-01OR DFR Bulletin 2001-01: OAR 836-080-0240 – Standards for Prompt & Fair Settlement – Automobile Insurance
- OR DFR Bulletin 2001-09OR DFR Bulletin 2001-09: Withdrawal of Bulletin INS 95-5 and INS 96-1
- OR DFR Bulletin 2002-01OR DFR Bulletin 2002-01: No Policy Changes Required by 2001 Amendment to ORS 743.186(1)(A)
- OR DFR Bulletin 2002-03OR DFR Bulletin 2002-03: USA Patriot Act of 2001
- OR DFR Bulletin 2003-02OR DFR Bulletin 2003-02: Reducing Regulatory Burden
- OR DFR Bulletin 2003-05OR DFR Bulletin 2003-05: Application of NAIC Manuals and Other Publications
- OR DFR Bulletin 2003-06OR DFR Bulletin 2003-06: Prospective Loss Cost Filing Procedures for Property/Casualty Insurance (other than Workers Compensation) and Loss Cost Reference Filing Adoption Forms
- OR DFR Bulletin 2003-07OR DFR Bulletin 2003-07: Change in PIP Benefits under HB 3668
- OR DFR Bulletin 2003-08OR DFR Bulletin 2003-08: Credit Scoring (Insurance Scoring) Legislation - SB 260
- OR DFR Bulletin 2004-01OR DFR Bulletin 2004-01: Commission Rate for Small Employer Health Plans
- OR DFR Bulletin 2005-01OR DFR Bulletin 2005-01: Prompt Payment of Claims
- OR DFR Bulletin 2005-04OR DFR Bulletin 2005-04: New Legislation - SB 118
- OR DFR Bulletin 2006-02OR DFR Bulletin 2006-02: Withdrawal of Insurance Division Bulletins 82-4, 86-3, 95-4 and 96-3
- OR DFR Bulletin 2007-03OR DFR Bulletin 2007-03: Flood Insurance Training Requirements for Insurance Producers with a Property Line of Authority Selling Through the National Flood Insurance Program (NFIP)
- OR DFR Bulletin 2007-04OR DFR Bulletin 2007-04: Withdrawal of Insurance Division Bulletins INS 97-6 and INS 2001-2
- OR DFR Bulletin 2007-05OR DFR Bulletin 2007-05: Application of NAIC Manuals and Other Publications
- OR DFR Bulletin 2007-07OR DFR Bulletin 2007-07: Annual Reporting Procedures for Patient Protection Act reports on Grievances, Utilization Review, Quality Assessment and Networking Adequacy
- OR DFR Bulletin 2008-01OR DFR Bulletin 2008-01: Filing Procedures for Compliance with Provisions of the Terrorism Risk Insurance Program Reauthorization Act of 2007
- OR DFR Bulletin 2008-02OR DFR Bulletin 2008-02: Application of HB 2007, Oregon's Domestic Partnership Legislation
- OR DFR Bulletin 2008-03OR DFR Bulletin 2008-03: State and Federal Rebating Enforcement Initiative
- OR DFR Bulletin 2008-05OR DFR Bulletin 2008-05: Prohibition Against Use of Health Status for Underwriting Associations with Small Employer Groups and Allowable Rating Practices for Associations with Small Employer Groups
- OR DFR Bulletin 2009-02OR DFR Bulletin 2009-02: Unfair Discrimination Compensation Arrangements and Noncompliant Commission Activities
- OR DFR Bulletin 2009-07OR DFR Bulletin 2009-07: Withdrawal of Filing Procedures for Life Insurance and Annuity Advertisements
- OR DFR Bulletin 2009-09OR DFR Bulletin 2009-09: House Bill 2116 (2009) and the Health Insurance Premium Assessment
- OR DFR Bulletin 2010-03OR DFR Bulletin 2010-03: Use of a Fraud or Misstatement Warning
- OR DFR Bulletin 2010-04OR DFR Bulletin 2010-04: Credit Scoring Legislation – Senate Bill 377
- OR DFR Bulletin 2012-01OR DFR Bulletin 2012-01: Application of Senate Bill 2 (2007 Legislative Session) to Gender Identity Issues in the Transaction and Regulation of Insurance in Oregon
- OR DFR Bulletin 2013-03OR DFR Bulletin 2013-03: Association Coverage under the Affordable Care Act (ACA)
- OR DFR Bulletin 2013-04OR DFR Bulletin 2013-04: Permissible use of lapse in insurance coverage as a rating factor – Oregon Revised Statute (ORS) 742.449
- OR DFR Bulletin 2014-01OR DFR Bulletin 2014-01: Mental Health Parity
- OR DFR Bulletin 2014-02OR DFR Bulletin 2014-02: Autism Spectrum Disorder; Applied Behavior Analysis Therapy
- OR DFR Bulletin 2014-03OR DFR Bulletin 2014-03: Filing requirements for long-term care premium rate increases
- OR DFR Bulletin 2015-01OR DFR Bulletin 2015-01: Filing procedures for compliance with the provisions of the Terrorism Risk Insurance Program Reauthorization Act of 2015
- OR DFR Bulletin 2015-02OR DFR Bulletin 2015-02: Life Discretionary Groups
- OR DFR Bulletin 2016-01OR DFR Bulletin 2016-01: Nondiscrimination Related to Transgender Persons in the Transaction of Insurance in Oregon
- OR DFR Bulletin 2017-01OR DFR Bulletin 2017-01: Contraceptive Extended Dispensing Mandate Administration
- OR DFR Bulletin 2017-02OR DFR Bulletin 2017-02: Producer Compensation for Health Benefit Plans
- OR DFR Bulletin 2017-03OR DFR Bulletin 2017-03: Withdrawal of Insurance Division Bulletin 2011-1
- OR DFR Bulletin 2017-04OR DFR Bulletin 2017-04: Clarifying Coverage for Marijuana Items and Activities
- OR DFR Bulletin 2017-06OR DFR Bulletin 2017-06: Guidance for Health Insurance Premium Assessment (updated: 12/1/17)
- OR DFR Bulletin 2017-07OR DFR Bulletin 2017-07: Special enrollment period for individuals losing minimum essential coverage due to plan discontinuation
- OR DFR Bulletin 2018-01OR DFR Bulletin 2018-01: Accepting Pharmacy or Medical Billings for Vaccinations
- OR DFR Bulletin 2018-02OR DFR Bulletin 2018-02: Implementation of Balance Billing Legislation, 2017 HB 2339 and 2018 SB 1549
- OR DFR Bulletin 2018-03OR DFR Bulletin 2018-03: Automobile Insurance Policy Rating for Persons of Non-Specified Gender
- OR DFR Bulletin 2018-07OR DFR Bulletin 2018-07: Regulation of Association Health Plans in Oregon
- OR DFR Bulletin 2018-08OR DFR Bulletin 2018-08: Implementation of Hearing Aid and Hearing Assistive Technology Legislation, 2018 House Bill 4104
- OR DFR Bulletin 2019-01OR DFR Bulletin 2019-01: Use of Corporate and Assumed Business Names by Insurers
- OR DFR Bulletin 2020-01OR DFR Bulletin 2020-01: Arbitration Clauses, Choice of Law, and Choice of Venue Provisions in Insurance Policies
- OR DFR Bulletin 2020-02OR DFR Bulletin 2020-02: Title companies offering continuing education classes in compliance with OAR 836-0800305 to 836-080-0370
- OR DFR Bulletin 2020-03OR DFR Bulletin 2020-03: Premium Assessments under HB 2010 (2019)
- OR DFR Bulletin 2020-04OR DFR Bulletin 2020-04: Unfair Claim Settlement Practices Related to the Use Of Virtual Claim Adjustment Systems and Mobile Applications
- OR DFR Bulletin 2020-05OR DFR Bulletin 2020-05: Withdrawal of Oregon Insurance Division Bulletin INS 2010-01s
- OR DFR Bulletin 2020-15OR DFR Bulletin 2020-15: Guidance for Health Benefit Plan External Review Requests
- OR DFR Bulletin 2020-20OR DFR Bulletin 2020-20: (Revised) : Affected areas subject to the wildfire emergency order
- OR DFR Bulletin 2021-01OR DFR Bulletin 2021-01: Coverage of COVID-19 Vaccination
- OR DFR Bulletin 2021-02OR DFR Bulletin 2021-02: Consumer Disclosure Requirements for Personal Auto Policies with Step-Down Limits
- OR DFR Bulletin 2021-03OR DFR Bulletin 2021-03: Certificate of Authority Requirements for CMS Global and Professional Direct Contracting Model Participants
- OR DFR Bulletin 2021-04OR DFR Bulletin 2021-04: Guidance on exclusionary language regarding controlled substances
- OR DFR Bulletin 2021-05OR DFR Bulletin 2021-05: Expediting claims handling and other expectations related to wildfires
- OR DFR Bulletin 2021-06OR DFR Bulletin 2021-06: 2021 auto rates and filings for private passenger auto insurance
- OR DFR Bulletin 2022-01OR DFR Bulletin 2022-01: Federal No Surprises Act (NSA) health care provider, health care facility, and air ambulance provider requirements
- OR DFR Bulletin 2022-02OR DFR Bulletin 2022-02: Guidance on policy language used in intentional acts exclusions
- OR DFR Bulletin 2022-03OR DFR Bulletin 2022-03: Rebuild Timelines and the 2020 Labor Day wildfire disaster
- OR DFR Bulletin 2022-04OR DFR Bulletin 2022-04: Covering the costs of hMPXV (human monkeypox virus) vaccination
- OR DFR Bulletin 2022-05OR DFR Bulletin 2022-05: Communications regarding the state wildfire risk map
- OR DFR Bulletin 2022-06OR DFR Bulletin 2022-06: Errors and omissions liability coverage for state licensed investment advisers
- OR DFR Bulletin 2023-01OR DFR Bulletin 2023-01: End of federal COVID-19 Public Health Emergency
- OR DFR Bulletin 2023-02OR DFR Bulletin 2023-02: Expectations related to wildfires and other declared emergencies
- OR DFR Bulletin 2023-03OR DFR Bulletin 2023-03: Producer contact information, communications, and application guidance
- OR DFR Bulletin 2023-04OR DFR Bulletin 2023-04: Reimbursement of Nurse Home Visiting Services
- OR DFR Bulletin 2023-05OR DFR Bulletin 2023-05: Withdrawal of bulletins DFR 2020-7, 2020-8, 2020-9, 2020-10, 2020-11, 2020-13, and 2020-14
- OR DFR Bulletin 2024-05OR DFR Bulletin 2024-05: Expectations of insurance producers regarding homeowners insurance underwriting and rating decisions
- OR DFR Bulletin 2024-06OR DFR Bulletin 2024-06: Expectations of insurers regarding explanations of insurance decisions
- OR DFR Bulletin 2024-07OR DFR Bulletin 2024-07: Requirement of insurers to file underwriting guidelines
- OR DFR Bulletin 2025-03OR DFR Bulletin 2025-03: DFR Director’s expectations for health benefit plans under the Oregon Reproductive Health Equity Act
- OR DFR Bulletin 2025-04OR DFR Bulletin 2025-04: Health benefit plan coverage of gender-affirming treatment under ORS 743A.325 and OAR 836-053-0441
- OR DFR Bulletin 2025-05OR DFR Bulletin 2025-05: General filing instructions for filing policy forms and rates
- OR DFR Bulletin 2025-06OR DFR Bulletin 2025-06: Coverage of COVID-19 Vaccination
- OR DFR Bulletin 2025-08OR DFR Bulletin 2025-08: Providing relief and assistance to individuals affected by the federal government shutdown
- OR DFR Bulletin 2026-01OR DFR Bulletin 2026-01: Affordable Housing Commercial Property and Liability Insurance Export List — Oregon SB 829 (2025)
- OR DFR Bulletin 2026-03OR DFR Bulletin 2026-03: 2026 Network Adequacy Reporting Requirements for Low-Income Zip Codes and Health Professional Shortage Areas (HPSAs)
- OR DFR Bulletin 2026-04OR DFR Bulletin 2026-04: Withdraw of insurance bulletins INS 92-5, 98-1, 99-5, 2001-4, 2001-6, 2002-5, 2003-9, 2005-3, 2006-3, 2006-6, 2007-1, 2009-5, 2009-10, and 2013-1.
- OR DFR Bulletin 2026-05OR DFR Bulletin 2026-05: Paid Leave Oregon as an “Other Benefit” that reduces Short-Term Disability benefits
- OR DFR Bulletin 2026-06OR DFR Bulletin 2026-06: Affected areas subject to the wildfire emergency order
- OR DFR Bulletin 2026-07OR DFR Bulletin 2026-07: Arbitration Clauses, Choice of Law, and Choice of Venue Provisions in Insurance Policies