Mississippi · Regulations
Part 3: Consumer Finance Activities
57 sections
57 sections
- 5 MAC Pt. 3, R. 1.0Purpose of These Rules and Procedures; These rules and procedures are adopted for the
- 5 MAC Pt. 3, R. 1.1Purpose - Amendment of Prior Rules- These Regulations are promulgated pursuant to
- 5 MAC Pt. 3, R. 1.2Definitions
- 5 MAC Pt. 3, R. 1.3Insurance: General
- 5 MAC Pt. 3, R. 1.4Insurance: Property - Property insurance may be written in connection with any loan on
- 5 MAC Pt. 3, R. 1.5Insurance Claims A Licensee shall maintain the following information and documents
- 5 MAC Pt. 3, R. 1.6Fees
- 5 MAC Pt. 3, R. 1.7Prepayment Penalties
- 5 MAC Pt. 3, R. 1.8Refund of Unearned Finance Charges: Pre-computed Loans Only: When a pre-
- 5 MAC Pt. 3, R. 1.9Default Charges or Late Charges
- 5 MAC Pt. 3, R. 1.10Records
- 5 MAC Pt. 3, R. 1.11Loan Payoff Requests
- 5 MAC Pt. 3, R. 1.12Sale and Financing of Auto Club Memberships (Effective July 1, 2006)
- 5 MAC Pt. 3, R. 1.13General
- 5 MAC Pt. 3, R. 1.14Violations
- 5 MAC Pt. 3, R. 2.0Enrollment of Representatives, Attorneys and Accountants;
- 5 MAC Pt. 3, R. 2.1Purpose – Rescission of Prior Regulation
- 5 MAC Pt. 3, R. 3.0Formal Docket Number Assigned; Each matter coming before the Commissioner shall
- 5 MAC Pt. 3, R. 3.1Purpose
- 5 MAC Pt. 3, R. 3.2Records
- 5 MAC Pt. 3, R. 3.3Delayed Deposit Transaction
- 5 MAC Pt. 3, R. 3.4Checks Cashed for a Fee and Required Records
- 5 MAC Pt. 3, R. 3.5Disclosure of Fees and Rates
- 5 MAC Pt. 3, R. 3.6Advertisement
- 5 MAC Pt. 3, R. 3.7Violations
- 5 MAC Pt. 3, R. 4.0Location; A hearing shall be conducted at the offices of the Department or at an
- 5 MAC Pt. 3, R. 4.1Purpose - Amendment of Prior Rules- These Regulations are promulgated pursuant to
- 5 MAC Pt. 3, R. 4.2Records
- 5 MAC Pt. 3, R. 4.3Sale of Repossessed Vehicle
- 5 MAC Pt. 3, R. 4.4Sign
- 5 MAC Pt. 3, R. 4.5Title Pledge Office
- 5 MAC Pt. 3, R. 4.6Other Fees/Charges
- 5 MAC Pt. 3, R. 4.7Customer Refunds
- 5 MAC Pt. 3, R. 4.8Violations
- 5 MAC Pt. 3, R. 5.0Hearing Record; The Hearing Record will consist of all transcripts and documents of
- 5 MAC Pt. 3, R. 6.0Attendance limited; Control of all attendees of the Hearing shall be vested in the
- 5 MAC Pt. 3, R. 6.1Promulgation and Purpose
- 5 MAC Pt. 3, R. 6.2Definitions
- 5 MAC Pt. 3, R. 6.3Record Keeping Requirements
- 5 MAC Pt. 3, R. 6.4Collateral
- 5 MAC Pt. 3, R. 6.5Written Explanation of Fees Required, Prepayment and Right of Rescission
- 5 MAC Pt. 3, R. 6.6Handling Fees/Origination Fees
- 5 MAC Pt. 3, R. 6.7Scheduled Loan Payments
- 5 MAC Pt. 3, R. 6.8Late Payment Fees
- 5 MAC Pt. 3, R. 6.9Other Fees Prohibited During Term of a Producing Loan
- 5 MAC Pt. 3, R. 6.10Collection Fees Allowed After Default
- 5 MAC Pt. 3, R. 6.11Limitation on Multiple Loans
- 5 MAC Pt. 3, R. 6.12Itemized Receipt Required
- 5 MAC Pt. 3, R. 6.13Conversion/Rollover of Existing Title Pledge or Check Cashers Act Loans
- 5 MAC Pt. 3, R. 6.14Refund Calculations; Prepayment
- 5 MAC Pt. 3, R. 6.15Change in Ownership, Notice Required
- 5 MAC Pt. 3, R. 6.17Prohibition on Sale of Insurance or Ancillary Products
- 5 MAC Pt. 3, R. 6.18Consumer Credit Reports; Checking; Reporting
- 5 MAC Pt. 3, R. 6.19Signage Requirements; Pamphlet
- 5 MAC Pt. 3, R. 6.20Collection, Civil Actions for Recovery, and Remedies
- 5 MAC Pt. 3, R. 7.0Final Order of Commissioner; At the close of the Hearing (as determined by the
- 5 MAC Pt. 3, R. 8.0